Traffic Offenses

Driver’s License Point Values for Traffic Violations

Passing stopped school bus. . . .5

Aggressive driving. . . 5

Hit and run, property damage only . . . 4

Driving on wrong side of road . . .4

Failure to yield: pedestrian or bicycle. . .4

Reckless Driving. . . 4

Following too close. . . 4

Illegal passing. . . 4

Running through a stop sign. . . 3

Failing to yield right of way. . .3

No operator’s license or license expired for less than one year. . . 3

Failure to stop for siren . . . 3

No liability insurance . . . 3

Speeding in excess of 55 mph. . . 3

Running through red light. . . .3

Driving through safety zone. . . 3

Failure to report accident where required. . .3

Speeding in a school zone. . . 3

Child restraint or seat belt . . .2

All other moving violations. . . 2

Littering involving use of motor vehicle . . .1

Insurance Points

12 points: DWI; hit and run with bodily injury or death; prearranged racing

10 points: Speeding to elude arrest; racing not prearranged

8 points: Driving during a period of suspension; aggressive driving

4 points: Hit and run with property damage only; reckless driving; passing a stopped school bus while displaying signs; speeding in excess of 75 in a 70 mph zone; speeding in excess of 80 in a 70 mph zone or greater; DWI and driver is less than 21

3 points: At-fault accident resulting in death or total bodily injury (in excess of $1800.00) or total personal property (in excess of $3000.00)

2 points: Illegal passing; following too closely; driving on the wrong side of the road; speeding more than 10 mph over the posted speed limit where speed was in excess of 55>75 mph; speeding 10 mph or less in a posted speed zone of 55 mph or greater

1 point: Speeding 10 mph or less where the posted speed is less than 55 mph; any other conviction of a moving violation

The North Carolina Department of Motor Vehicles may suspend your license for the following:

Accumulation of 12 points in 3 years
Accumulation of 8 points in 3 years after reinstatement
Impaired driving
Fraudulent use of license
Offense out-of-state that is grounds for suspension in North Carolina

Within 12 months:
Two or more speeding convictions of more than 55 mph but less than 80 mph
Speeding in excess of 75 mph in a 70 mph zone
One (1) Aggressive Driving and One (1) Speeding of more than 55 mph but less than 80 mph
Speeding in excess of 80 mph in a 70 mph zone

Suspension due to points:

1st suspension – 60 days

2nd suspension – 6 months

3rd suspension – Not in excess of 1 year

Insurance Point System:

1 point = 25% increase

2 points = 45% increase

3 points = 60% increase

4 points = 80% increase

5 points = 105% increase

6 points = 130% increase

7 points = 160% increase

8 points = 190% increase

9 points = 225% increase

10 points = 260% increase

11 points = 300% increase

12 points = 340% increase